Ben Dwyer began his career in the processing industry in 2003 on the sales floor for a Connecticut‐based processor. As he learned more about the inner‐workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing. As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor. Ben believes in empowering businesses by providing access to fair, competitive pricing, accurate information, and continued support. His dedication to transparency and education has made CardFellow a staunch small business advocate in the credit card processing industry.
Clover offers expanded functionality through their App Marketplace. For example, Full service restaurants can download an app that gives them access to a table layout screen. Retailers have many apps available to them as well and are served better by using one of the advanced inventory tracking apps instead of relying on the native inventory tracker.
What Clover does not let you know when you sign up and it is in the contract is that they will charge you $25.00 charge back fee. So lets put this in perspective. You have a small sandwich shop and you have a charge back of 10.00. Clover will reverse the 10.00 charge and charge you 25.00. Wow....I don't know about you but that is a big hit...we pay .05 per transaction then the charges for MC and Visa then to be hit with a 25.00 charge back fee... When does it end. READ and ASK about the CHARGE BACK FEES! BUYER BEWARE
Et la meilleure chose à propos de ce système est qu'il est remarquablement robuste pour sa taille. Croyez-le ou non, Clover Flex POS est un système de point de vente au détail à part entière avec des capacités de traitement des paiements et de gestion d'entreprise. Vous pouvez même l'utiliser pour imprimer des reçus, scanner des codes-barres et capturer des signatures de clients.
I have a month to month contract with my service provider and can stop using Clover with zero penalties, AND I ENCOURAGE EVERY BUSINESS TO NEGOTIATE THIS FOR THEIR CONTRACT. Granted I will never get my $1275 back for the Minis, I can’t even sell them on EBay because they are attached to my merchant service provider. But I can tell my story of why you may not want a Clover system.
Leaders Merchant Services, LLC is a contracted Reseller of the First Data (and/or Clover) Solutions. This web page or website is not an official page of First Data Corporation, Clover, its subsidiaries, or affiliated businesses. © First Data Corporation. All rights reserved. The Clover name, logo and related trademarks are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.
The upfront costs of purchasing Clover Station can be prohibitive for some merchants — the MSRP is $1,349 per station, plus another $50 if you want the new NFC-capable customer-facing receipt printer. Then it’s another $200 per station for a Clover-enabled FD40 PIN Pad if you want your system to be able to accept PIN debit and/or EBT payments. Or you can opt to add one of the portable/mobile Clover products, Clover Mini or Clover Flex, which are capable of processing any payment type out-of-the-box and retail from $499-$599. (This does not include Clover’s software fees, which typically range from about $14 to $49/month.)
Clover isn’t the best pos system at all. My friend use one of these in his cafe and it seems to work well but it really lacks flexibility and some special functions. When I was opening my restaurant I’ve chosen the Smart POS system. This company isn’t really famous but their system is quite decent. Here’s my set posvt.com It’s definitely better than clover.

Don’t Go with Clover… We got roped into a 3 year contract thru Suntrust, First Data and Clover… We lived in Arizona starting a business in Hawaii we wanted to get our equipment as soon as we could so we would be proficient with the units. We got our clover equipment in December 2015 moved to Hawaii in Febuary. The first time it was used for a sale was June 2016, I called suntrust and told them the equipment was not for us. He said sorry it’s to late to send it back we have since used the equipment maybe a handful of times more. Which all transactions are very visible to them. We called to send the equipment back they wanted $1829.13 to do that. Stay as far away from Clover, First Data and Sun Trust as you can. As a small business owner wish I knew then what I do now. Beware.!!!!

Have to say I found your reviews excellent as I’m a little reluctant to go with Clover because of the long term contracts but I do have one question while I have a website designed with Prestashop and a physical retail store but need to know if any of the above systems are compatible with Prestashop as I don’t want to reinvest in my website please and would the integration be easy as I have tried equate and it didn’t work ?
Clover offers basic reports on the Station which are sufficient for the day to day operations. Business owners can quickly pull up daily totals, the number of payments received, tip totals and other reporting from the Station. The Clover Insights™ web portal offers a more comprehensive set of reporting that can be used to analyze trends and grow the business.

Clover offers basic reports on the Station which are sufficient for the day to day operations. Business owners can quickly pull up daily totals, the number of payments received, tip totals and other reporting from the Station. The Clover Insights™ web portal offers a more comprehensive set of reporting that can be used to analyze trends and grow the business.
Clover hardware becomes even more expensive if you lease it, which is what a lot of Clover resellers will try to get you to do. (Please don’t lease any payment processing or POS hardware.) As mentioned, Clover is always sold with a merchant account, so you can’t just go out and buy the hardware on your own (without signing a merchant services contract).

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Clover Mobile states that it was specifically designed for food trucks, restaurants that offer tableside payment, mobile service professionals such as landscapers or plumbers, retailers who offer "line-busting" services or who do their own inventory scanning, and businesses that frequently process payments outside of a traditional environment, such as at tradeshows or fairs.
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